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Welcome to the Mortgage Industry Subgroup


To foster sustainable, inclusive communities through efficient, fair, and quality mortgage lending around the globe. 


To securely close home loans as efficiently as an auto loan while delivering a superior digital customer experience.  


To educate mortgage lenders, vendor partners, investors, real estate records custodians, and government agencies around the globe of production-ready blockchain technologies that support the global housing mission of creating sustainable, inclusive communities through efficient, fair, and quality mortgage lending.  


The Mortgage Industry Subgroup (MIS) is a global community who will focus on technical and business-level challenges within the Mortgage Industry and on developing applicable use cases for blockchain technology.  The Subgroup will bring together business, technical, academic, and industry-related expertise to work together on blockchain education, use case identification, POCs and production implementations. 

At the heart of financial services is trust and, as an industry, we rely on our technology to record the truth of each transaction. The life cycle of a mortgage has a complex framework, involving many entities, for example originators, servicers, investors, regulators, and a vast ecosystem of vendors and service providers.  This complexity creates trust issues and transparency challenges with no clear mechanism to track end-to-end activities of every entity.  Each party must maintain their own independent database of customer information, loan transactions, and third party information.  Data must be validated, re-validated and financial transactions need to be reconciled with third parties. Blockchain can address many issues in the lifecycle of a mortgage with its decentralized and distributed ledger technology, with trustless operability, that is immutable and auditable.


  • Promote blockchain education for the mortgage industry participants across business, technical to government agencies and vendor/service partners
  • Identify specific opportunities where the application of blockchain technologies can meaningfully advance the state of the mortgage industry
  • Provide a foundation for real-world use case identification, blockchain technology alignment, and operational validation of technology fit for purpose
  • Serve as an open channel of communication between the membership of this Special Interest Group and the leadership of Hyperledger to inform leadership on prospective improvements of Hyperledger frameworks and toolsets, within the context of the mortgage industry

Mortgage Industry (MI) Subgroup Contacts

MI Subgroup ChairAngel
MI Subgroup Chair, Technology

Marvin Bantugan
Hyperledger Staff POCKaren Ottoni
MI Subgroup, Mortgage ServicingJames

Discord Channel:

Join the Mortgage Industry Subgroup

Step 1:  Create your Linux Foundation ID (LFID) to edit our wiki pages and chat on Hyperledger channels. Here's how to get your LFID

Step 2:  Join the conversation by subscribing to the Hyperledger Capital Markets Special Interest Group mailing list which is where the Mortgage Subgroup activities take place.  Click here to Join the mailing list.  

Meeting Schedule Notes & Recordings

Important notice: 

  • All meetings are recorded using Zoom and made available in the Meeting Notes & Recoding section below on this page.
  • All meetings are covered by the following Antitrust Policy.
  • Hyperledger is committed to creating a safe and welcoming community for all. For more information please visit our Hyperledger Code of Conduct.

Next Meeting Date & Time



Pacific Time


Eastern Time


Central Time


Standard Time

January 12, 20239 AM12 PM6 PM2 AM
February 9, 20239 AM12 PM6 PM2 AM
March 9, 20239 AM12 PM6 PM2 AM
April 13, 20239 AM12 PM6 PM2 AM
May 11, 20239 AM12 PM6 PM2 AM
June 8, 20239 AM12 PM6 PM2 AM
July 13, 20239 AM12 PM6 PM2 AM
August 11, 20239 AM12 PM6 PM2 AM

Meeting Agenda

New Member Introductions: 5 minutes

  • If you’re new to the group, please…
    • Introduce yourself, your background, and your interest in the group
    • Tell us where you're geographically located
    • Your anticipated level of participation/commitment
      (active, infrequent, capable of taking on a role and/or task)
    • What days, times you prefer or can work with
    • Respond to queries and comments from the group
    • Consider posting your contact information in our list, click here > FMSIG Mortgage Industry Subgroup Members 

(Note:  to post your contact information you need to create your Linux Foundation ID (LFID) to edit our wiki pages and chat on Hyperledger channels. Here's how to get your LFID)

Review of last meeting agenda: Goals, Next steps, Announcements: 10 minutes

  • General review of mission statement and goals
  • Progress or next steps review
  • Feel free to make an announcement here on the call or on our email group 

General discussion : 40 minutes

  • Topics per scheduled meeting agenda

Wrap up: 5 minutes

  • Next steps review
  • Ideas for future agenda items

Meeting Notes & Recordings

See Mortgage Subgroup Meeting Notes


New to Hyperledger? You'll need a Linux Foundation ID (LFID) to edit our wiki pages and chat on Hyperledger channels. Here's how to get your LFID

Mortgage Industry Subgroup: Join the mailing list.    

Global Mortgage Industry Research

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Enhancing Electronic Signings with Blockchain Technology in Remote Online Notarizations

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What Role Does Technology Play in the Mortgage Industry?

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Blockchain technology merits further exploration

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Blockchain set to revolutionise the lending market

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SALT Blockchain-Based Lending: How It Works, Benefits & Risks

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Understanding Blockchain in Real Estate

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MISMO Releases White Paper Focused on Blockchain in the Mortgage Industry


The Future of Mortgages: Evaluating the Potential of Blockchain and Generative AI for Reducing Costs and Streamlining Processes

by Breana Patel, MIT
Opening up AI's 'black box' with blockchain technology

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Ripple XRP Ledger (XRPL) Makes History with Introduction of First Mortgage-Backed Stablecoin

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Why are smart contracts smart? - Getting a Home Loan Using a Smart Contract

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AI needs Blockchain…This is where intelligence meets Truth.

by Kamlesh Nagware

Artificial intelligence glossary: 60+ terms to know

by TechTarget

Exploring the Convergence of AI, Blockchain and Real Estate

by SunWest Mortgage

A.I. and blockchain will be the 2 biggest ‘disruptors’ to any industry, says Franklin Templeton CEO


What role will crypto play in the mortgage industry?

by National Mortgage News

Bank of America foresees blockchain revolution amid regulatory tumult

by Cryptopolitan

Mark P. Dangelo: In an AI Reimagined Financial World, It Begins with the Consumer (Part 1)

by MBA


by Community by Nasscom


State of Blockchain 2022

by CBInsights