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Welcome to the Mortgage Industry Subgroup



Purpose

To foster sustainable, inclusive communities through efficient, fair, and quality mortgage lending around the globe. 

Vision

To securely close home loans as efficiently as an auto loan while delivering a superior digital customer experience.  

Mission

To educate mortgage lenders, vendor partners, investors, real estate records custodians, and government agencies around the globe of production-ready blockchain technologies that support the global housing mission of creating sustainable, inclusive communities through efficient, fair, and quality mortgage lending.  



Introduction

The Mortgage Industry Subgroup (MIS) is a global community who will focus on technical and business-level challenges within the Mortgage Industry and on developing applicable use cases for blockchain technology.  The Subgroup will bring together business, technical, academic, and industry-related expertise to work together on blockchain education, use case identification, POCs and production implementations. 

At the heart of financial services is trust and, as an industry, we rely on our technology to record the truth of each transaction. The life cycle of a mortgage has a complex framework, involving many entities, for example originators, servicers, investors, regulators, and a vast ecosystem of vendors and service providers.  This complexity creates trust issues and transparency challenges with no clear mechanism to track end-to-end activities of every entity.  Each party must maintain their own independent database of customer information, loan transactions, and third party information.  Data must be validated, re-validated and financial transactions need to be reconciled with third parties. Blockchain can address many issues in the lifecycle of a mortgage with its decentralized and distributed ledger technology, with trustless operability, that is immutable and auditable.

Objectives

  • Promote blockchain education for the mortgage industry participants across business, technical to government agencies and vendor/service partners
  • Identify specific opportunities where the application of blockchain technologies can meaningfully advance the state of the mortgage industry
  • Provide a foundation for real-world use case identification, blockchain technology alignment, and operational validation of technology fit for purpose
  • Serve as an open channel of communication between the membership of this Special Interest Group and the leadership of Hyperledger to inform leadership on prospective improvements of Hyperledger frameworks and toolsets, within the context of the mortgage industry



Mortgage Industry (MI) Subgroup Contacts

RoleNameContact
MI Subgroup ChairAngel Albanaalban@zventus.com
MI Subgroup Chair, Technology

Marvin Bantugan

mbantugan@zventus.com
Hyperledger Staff POCKaren Ottoni
MI Subgroup, Mortgage ServicingJames Hendrickjhendrick@zventus.com

Discord Channel:

https://discord.com/invite/hyperledger

Join the Mortgage Industry Subgroup

Step 1:  Create your Linux Foundation ID (LFID) to edit our wiki pages and chat on Hyperledger channels. Here's how to get your LFID

Step 2:  Join the conversation by subscribing to the Hyperledger Capital Markets Special Interest Group mailing list which is where the Mortgage Subgroup activities take place.  Click here to Join the mailing list.  




Meeting Schedule Notes & Recordings

Important notice: 

  • All meetings are recorded using Zoom and made available in the Meeting Notes & Recoding section below on this page.
  • All meetings are covered by the following Antitrust Policy.
  • Hyperledger is committed to creating a safe and welcoming community for all. For more information please visit our Hyperledger Code of Conduct.

Next Meeting Date & Time

Date

USA

Pacific Time

USA

Eastern Time

Europe

Central Time

Japan

Standard Time

January 11, 20249 AM12 PM6 PM2 AM
February 8, 20249 AM12 PM6 PM2 AM
March 14, 20249 AM12 PM6 PM2 AM
April 11, 20249 AM12 PM6 PM2 AM
May 8, 20249 AM12 PM6 PM2 AM
June 13, 20249 AM12 PM6 PM2 AM
July 11, 20249 AM12 PM6 PM2 AM
August 8, 20249 AM12 PM6 PM2 AM
September 12, 20249 AM12 PM6 PM2 AM
October 10, 20249 AM12 PM6 PM2 AM
November 14, 20249 AM12 PM6 PM2 AM

Meeting Agenda

New Member Introductions: 5 minutes

  • If you’re new to the group, please…
    • Introduce yourself, your background, and your interest in the group
    • Tell us where you're geographically located
    • Your anticipated level of participation/commitment
      (active, infrequent, capable of taking on a role and/or task)
    • What days, times you prefer or can work with
    • Respond to queries and comments from the group
    • Consider posting your contact information in our list, click here > FMSIG Mortgage Industry Subgroup Members 

(Note:  to post your contact information you need to create your Linux Foundation ID (LFID) to edit our wiki pages and chat on Hyperledger channels. Here's how to get your LFID)

Review of last meeting agenda: Goals, Next steps, Announcements: 10 minutes

  • General review of mission statement and goals
  • Progress or next steps review
  • Feel free to make an announcement here on the call or on our email group 

General discussion : 40 minutes

  • Topics per scheduled meeting agenda

Wrap up: 5 minutes

  • Next steps review
  • Ideas for future agenda items

Meeting Notes & Recordings

See Mortgage Subgroup Meeting Notes


Resources

New to Hyperledger? You'll need a Linux Foundation ID (LFID) to edit our wiki pages and chat on Hyperledger channels. Here's how to get your LFID

Mortgage Industry Subgroup: Join the mailing list.    


Global Mortgage Industry Research

Figure rolls out blockchain mortgage registry system to lending partners

by Ledger Insights

Homium Raises $10M and Tokenizes Home Equity Loans on Avalanche

by Coindesk

Foxtons first estate agent to digitise lettings & sales

by The Block

Retail Bank AI Readiness Index: Who’s best-positioned for the AI boom?

by CB Insights

Transforming Mortgages: Why FinTech is the Future of Lending

by TechFunnel

How Blockchain Technology is Changing Real Estate?

by DeftSoft

What are Crypto-backed Mortgage Loans?

by Bitstamp

How Tech Is Shaping the Mortgage Industry

by Tech Times

Generative AI in Housing Finance

by FHFA

Is blockchain technology effective in preventing identity theft?

by Quora

Blockchain Pioneer Outlines the Cutting Edge of Digital Identity

by Nasdaq.com

The Future of Notes: Will Blockchain Rewrite the Mortgage Narrative?

by Maurice Cardwell

Blockchain for Real Estate: It’s Coming.

by Deeds.com

9 Use Cases for Hyperledger Besu

by Kaleido

2023 Mortgage Industry Subgroup End of Year Wrap-Up

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